
The Ultimate Smart Casual Guide for Women
Content editor
Jayne Cherrington-Cook
What is smart casual?
Smart casual: two words that can strike fear into the heart of even the most confident dresser. This tricky territory bridges the gap between formal and casual, but its open-ended definition often leaves people wondering what to wear. Whether you’ve been invited to an event that requests this dress code or it’s your everyday office attire, once you master smart casual, you'll be confident you look the part.
The essence of smart casual lies in balancing comfort and polish. The high-low mix is the easy way to approach this - pair something dressy, like a pencil skirt or wide-leg trousers, with something casual, like a classic white T-shirt. Instant outfit.
But inevitably, the question arises: are jeans smart casual? When styled thoughtfully, they absolutely can be. The secret lies in choosing the right pair (think dark or black wash, a great fit and premium fabric) and treating them as you would when styling trousers, elevating them with pieces such a silk shirt or kitten heels.

Smart casual staples
The setting is your style compass when it comes to nailing a smart casual look. A conventional office environment might lean toward the 'smart,' while a creative agency allows more room for 'casual.' If it’s an event, take your cues from the venue – a hotel bar will require a bit more polish than a pub.
Got a special birthday bash? A dressy jumpsuit with trainers or a nice top with jeans could be perfect for a smart casual party. Want to make more of a statement? Animal print wide-leg trousers paired with a simple shirt and heeled sandals create that perfect balance of fashion-forward and fuss-free. For a wedding, a midi dress and sleek accessories are always a winning combo. And for the office, try tucking a shirt into high-waisted wide-leg jeans, or pairing a midi skirt with a cardigan.
No smart casual wardrobe is complete without a few key pieces. A blazer adds instant polish, while a crisp white shirt is a true essential. Dark jeans offer a versatile base, and a mix of heels and smart flats (think ballet pumps or white trainers) ensures you're ready for anything.

The power of accessories
Accessories for smart casual outfits add personality and polish. They’re a great way to elevate an outfit but can be easily removed if the occasion calls for something more understated. A white shirt, blazer and jeans take on new life with a vibrant leather bag or statement necklace. Layer gold chains for subtle sophistication or add a scarf knotted at the neck for a touch of flair.
Simple dresses become standout pieces with the right details - cinch in with a belt, stack sculptural bangles or add impact with oversized earrings.
And don’t forget footwear. A classic white trainer can dress down a suit or a dress, while a pair of heels can make the classic jeans and a T-shirt combo feel all dressed up.
The key pieces
Published 2.3.2025
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