Shop with the M&S Credit Card, earn Rewards Points, and we’ll convert them to M&S Rewards vouchers for you to spend on your favourite things.
Credit is subject to status
enjoy a £20 M&S voucher
with the M&S Credit Card Rewards Offer
Apply before 15 February 2022 and get a £20 M&S Voucher when you take out and use your new credit card.* You’ll also get double points in M&S for the first 12 months.
Marks and Spencer Plc is authorised and regulated by the Financial Conduct Authority (Register no. 718711) Marks and Spencer Plc is a credit broker not a lender.
Get more from your shopping with the M&S Credit Card Rewards Offer.
1 point for every £5 spent outside M&S 1
Double points on M&S purchases in the first 12 months 2
£20 M&S voucher when you take out and use the card 3
0% interest on shopping for first 12
12 months 0% interest on balance transfers (2.9% fee applies, minimum £5) 5
No monthly fee
Purchase rate p.a.
Our other Credit Card offers may be more suitable for you. Use your card to shop at M&S straight away
If your application is accepted, we'll send temporary card details to you via email. We'll send your M&S Credit Card in the post but in the meantime, you'll be able to spend up to £500 online at marksandspencer.com or in any M&S store.
The temporary card details we’ll send you:
Any amount you spend using your temporary card details will appear on your first statement.
When your new M&S Credit Card arrives in the post, you'll be able to use it elsewhere (including in store and at other retailers), up to your credit limit.
*£20 voucher offer: Spend £100 on purchases using your card in the first 90 days and earn 2,000 points worth £20 in M&S vouchers. Vouchers will be received within 6 months of this spend, with your next or subsequent quarterly loyalty mailing. Qualifying purchases exclude foreign currency and other cash related payments, and M&S gift cards / vouchers. Available only to new customers who haven’t held an M&S Credit Card within the last 12 months and apply online via a promotional banner; not available in conjunction with any other introductory voucher or discount offer. Offer ends 15th February 2022.
Marks and Spencer plc, Waterside House, 35 North Wharf Road, London W2 1NW acts as a credit broker and not a lender. Authorised and regulated by the Financial Conduct Authority (Register no. 718711). Credit is provided subject to status by Marks & Spencer Financial Services plc to UK residents aged 18 or over. Credit card T&Cs apply.