20% OFF your first order*
Love M&S. Love a new way to pay.
What’s great about Sparks Pay?
- Exclusive to Sparks customers
- 20% off your first order*
- Easy to pay
- Quick to apply
- Up to 45 days’ Interest free**
Frequently asked questions
FACTS ABOUT SPARKS PAYSparks Pay is a new way to pay at M&S. As a Sparks customer, you can apply for a credit limit of £500, with up to 76 days interest-free on your first purchase and up to 45 days thereafter**. We’ll also give you 20% off your first clothing and homeware purchase*.Sparks Pay can be used to pay for online orders on the M&S website and the M&S app (excluding Gift Cards).
HOW TO USE SPARKS PAYAfter your successful application, we’ll add Sparks Pay to your payment methods so you can use it whenever you check out online. Of course, you’ll still see your other available payment methods and there’s no obligation to use Sparks Pay.
BENEFITS OF SPARKS PAYSparks Pay can be used for online purchases on the M&S website and the M&S app.