*Marks and Spencer plc, Waterside House, 35 North Wharf Road, London W2 1NW acts as a credit broker and not a lender. Authorised and regulated by the Financial Conduct Authority (Register no. 718711). Credit is provided subject to status by Marks & Spencer Financial Services plc to UK residents aged 18 or over. Credit card and full offer T&Cs apply and can be viewed at Points cannot be earned on purchases of foreign currency (including M&S Travel Money) or M&S Reward vouchers. M&S vouchers earnt through Rewards Points are subject to exclusions. AC58377