23.9%
Purchase rate p.a. (variable)
You'll love our £35 M&S e-gift card*
*Only new customers are eligible for this offer. £250 minimum spend across 5 or more qualifying purchases within the first 90 days. E-gift card will be received within 45 days of the qualifying spend. How do I get my e-gift card?
Credit is subject to status. M&S plc acts as a credit broker not a lender.
Credit is subject to status. M&S plc acts as a credit broker not a lender.
REPRESENTATIVE EXAMPLE
23.9% APR
Representative (variable)
£1,200
Assumed credit limit
ENJOY ALL THESE BENEFITS
Zero interest on shopping
for the first 18 months
Zero interest on balance transfers for the first 15 months
Available for 90 days from account opening. 2.99% fee applies, minimum £5.
Collect Rewards Points wherever you spend and we'll turn them into M&S Vouchers
HOW REWARDS POINTS WORK
Earn 1 point per every £1 spent at M&S
Earn 1 point per every £5 spent elsewhere
Points are converted to M&S Vouchers and sent to you quarterly to spend in M&S
200 points = £2 back to spend in M&S.
REWARDS CALCULATOR
Monthly spend at M&S
Online and in-store
Rewards Points: 0
Monthly spend elsewhere
(e.g. petrol, shopping, travelling)
Rewards Points: 0
Voucher amount
Per year
£0
Total Rewards Points: 0
ACCOUNT ACCESS IN YOUR POCKET
Stay in control with the M&S Banking App
- Access your account safely and securely
- See recent transactions and check your balance
- Make a payment to your M&S Credit Card using a debit card
- Get in touch via Chat with account specific queries
- For IOS and Android
3 steps to your £35 M&S E-Gift Card
1. Apply
For the M&S Credit Card Shopping Plus offer.
2. Get accepted
And spend £250 in the first 90 days across 5 or more qualifying
transactions.
3. Treat yourself
Get excited, your e-gift card will drop into your inbox within
45 days of meeting the spend criteria.
